As an employer, offering dental benefits is another way to preserve your employees general health. Less toothaches means more productivity for you, and dental benefits are highly sought-after by employees. As the American Dental Association (ADA) writes, “Most medical needs and treatments are unpredictable, catastrophic, high cost and an insurable risk. Most dental needs and treatments are predictable, non-catastrophic, low cost and low risk.” For this reason a dental benefits plan can be very affordable for an employer, and can often be self-funded.